PAYMENT ISSUE - APP CONTINUES TO SPIN AFTER SUBMITTING PAYMENT

For the particular payment issue of left hanging after pressing submit, here is a list of solutions for you to resolve:

Your Bank requires additional 3D Secure Authenticaion (3DS)
Your payment institution may require 3DS to ensure your payment is secure.
The typical flow would be the following:
Step 1: You or your Client enters payment information. 
Step 2: A prompt will be shown to complete additional verification step based on the Bank's requirement.
Step 3: Complete the step and the payment will now go through
Without completing the 3DS Authentication, the payment will be cancelled and will not be completed.

More information can be found here:
Card Holder authentication using 3D Secure

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